Introduction When jobs are lost, economic hardships occur, or financial situations change, sometimes paying a mortgage payment can be difficult. Unfortunately, many people in this position end up in foreclosure due to inability to pay their mortgage. To avoid foreclosure,…
Read more
Credit Report If you have ever applied for and received a student loan for your education, that information is regularly posted to your credit report. Your credit report contains important financial information about you, such as credit cards, loans, payment…
Read more
Overview Many people experience a wealth of emotions, such as anger, fear and sadness, when they face the end of a marriage. Most know when the marriage is over and often have a general idea of whether they will receive…
Read more
1. More Common Than You Think Experts estimate that nearly 60 percent of women experience pain from intercourse or dyspareunia. Genital pain that is experienced before, during and/or after sexual intercourse that causes personal distress is considered dyspareunia. However, the…
Read more
Overview Inquiries appear on your credit report when a company checks your file to see if you are eligible for credit. Multiple credit inquiries can damage your credit score, thus making it difficult to obtain approval for credit lines or…
Read more
Overview Annually, you are allowed to get a free copy of your credit report from each major credit reporting agency, Equifax, Experian, and TransUnion. You can access these reports from the Federal Trade Commission sponsored website, annualcreditreport.com. When reviewing your…
Read more
Overview A credit score is assigned to you based on the information found on your credit report. A low score can indicate that you have a history of late payments, defaulted accounts or have yet to establish your credit. When…
Read more
Overview A credit score calculates your financial and lending history. Scores are based, in part, on outstanding debt and whether you pay your bills on time. You can access free tools to determine your score, and getting your credit report…
Read more
Overview If you’re looking for a potential new mate or just want to meet someone for a casual relationship, it’s not as difficult to meet women as you might think. There are plenty of places that you might not think…
Read more
Overview Credit reporting agencies sometimes make mistakes on consumer credit reports. The Federal Trade Commission estimates that 16 percent of credit reports have errors. Some of these involve listing on-time payments as late. This can adversely affect your FICO credit…
Read more
Overview Health insurance is a cornerstone of financial planning and risk management for your family. Finding a comprehensive plan at an affordable cost can be a challenge, and you may even be tempted to go without coverage if you feel…
Read more
1. Consider the Pyramid The USDA wants to make it easier to plan meals for a family by sharing an interactive tool that helps cooks focus on nutrient dense foods that should form the basis of every meal. The focus…
Read more