Overview Carl Hartley of the Credit Repair & Debt Consolidation website explains that Chapter 7 bankruptcy can stop creditors from harassing you and give you a new start. You are usually able to keep your home and car, and you…
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1. Examine the Active Ingredients Knowing what you put into your body in an effort to improve your appearance is essential to good health. In the case of teeth whiteners, you must balance the effectiveness with the associated risks or…
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Overview While you may have suspected it for some time, it’s never easy to her that your friend is in an abusive relationship. You might be at a loss for words or too overwhelmed to know the right thing to…
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Expecting a child signifies a number of preparations are in order to welcome your new little one into the world. You have nine months to prepare for your baby’s arrival, meaning decisions must be made concerning where the baby’s room…
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Many have said that there is no such thing as a perfect golf swing. There are too many variables from the grip to the follow through, not to mention all the obstacles on the course. The only way to improve…
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1. Update Your Resume Before you apply for a job or go to the job interview, you need to update your resume to address the specific position you want. Highlight aspects of your career and work history that prepared you…
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Sometimes a relationship feels healthy even if it’s not. With the divorce rate of more than 40 percent, according to divorcerate.org, and high-profile examples of cheating spouses, it’s clear that something is wrong with relationships in America. If you can’t…
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Overview Swimming is a much-anticipated warm-weather activity for children of all ages. Playing in the family pool, at the community water park, during school PE classes or at the lake offer many ways to enjoy time with family and friends….
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Overview Consumers may have good reason to worry about errors in their credit reports. According to a 2004 U.S. Public Interest Research Group survey, 25 percent of reports contained errors that were serious enough to cause consumers to be denied…
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In 2009, 618 million people spent time in the air. Many of those fliers were children, as anyone who has ever sat in front of one kicking the seat from east to west coast can tell you. Occupying toddlers can…
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Bacteria and other diseases abound in many areas, but the kitchen is particularly susceptible to hygiene issues, thanks to the presence of raw meat and other food. And if that weren’t enough, hot surfaces, electrical appliances and sharp knives all…
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Overview The fastest, easiest way to pay off debt quickly is to funnel as much money as possible toward paying it off. If you’re already earning as much as possible and can’t get a second job to increase your income,…
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Children are born with certain traits that are hard-wired, such as temperament and talents, but the parents ultimately shape their children’s personalities and abilities to utilize those traits, report child psychologists and researchers at the Child Development Institute. The quality…
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Overview Your credit report is used by banks and other lenders, as well as insurers and employers to make decisions about whether to give you credit or to hire you. The credit report information needs to be accurate because discrepancies…
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1. Remove the Pesticide From the Environment The first step to treating exposure is to remove the victim from the pesticide. If the poisoning took place in an enclosed space, get him out to fresh air where there are no…
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Parenting isn’t easy for the best, most experienced mom or dad, because each child is so different and because children’s needs constantly change. Common sense sometimes works, but children don’t always respond to motivators for the adult. Their emotions of…
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1. Update Your Technological Know-How Many companies look for people over 50 who are up to date on the latest technologies. If you aren’t a computer “power user,” increase your IT skills to become more viable in the job market….
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1. Save for a Down Payment The best way to help yourself get a mortgage is by saving money for the down payment. Your goal should be to put 20 percent of the value down on the purchase of the…
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1. Investigate Career Assessment Tools Although you may have an idea about what you want to explore career-wise, you might be surprised to learn you’re not suited for your dream job at all. Rather than finding this out the hard…
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Every social and business interaction revolves around communication, whether you are involved in a discussion with your partner or conversing with your boss at work. Effective communication is a way of expressing one’s needs and desires without the use of…
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Overview Credit inquiries appear on your credit report after a company looks at your file to determine whether to extend you credit. Too many inquiries can adversely affect your credit score. You may find unauthorized credit inquiries on your credit…
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As a parent, you’re responsible for the physical, mental and emotional development of your child. It’s a lot of pressure, and you’re likely to wonder whether you’re doing everything right. There are very few solid rules, an abundance of contradictory…
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Buying a new bicycle is just the first step to getting outfitted for riding. There are several accessories available, from clothing and bags to lighting, locks and even cycling computers. These items can help to make for a more enjoyable,…
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1. Study Your Money First, you need to gain an understanding of your income and expenses throughout the year. Gather your bank records, credit card statements and receipts from cash purchases for the last 3 months. Create a spreadsheet with…
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1. Write Down All of Your Goals One of the best ways to make sure you accomplish all of your goals is to commit them to paper as specifically as possible. Writing down goals is a way to transform them…
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1. Don’t Cheat Yourself Kids learn more from observing your actions than they do from what you say. If you teach your kids not to cheat at school, but then talk about getting paid for hours you didn’t work, increasing…
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1. Choose a Bank You may think choosing a bank sounds easy enough, but there are several things for you to consider. Location and services offered are two of the most important: You may want a bank located close to…
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Overview It is easy to run up a significant amount of debt if you have easy access to credit. You may get loans and credit cards without realizing just how much you owe until you start to have problems making…
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1. Frequent Sex Can Make You Healthier Safe sex, especially with a committed and loving partner, can bring medical health benefits. It can provide a healthy dose of exercise. The bed can actually be a good exercise machine and vigorous…
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Overview A credit report details your running history of credit usage, documenting late payments, outstanding balances and any recent credit inquiries. Some delinquencies, such as bankruptcy, may last up to 10 years, but most negative information may be removed after…
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