Lifestyle

When looking to go green, you essentially want to reduce your carbon footprint. Your carbon footprint refers to the number of greenhouse gases you create each year, according to the Nature Conservancy. To make your negative global impact smaller you…
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In the mid-1980s, a group of scientists first discovered that there was a natural decrease in fertility as a woman aged. By studying different populations from as early as the 1600s (when contraception was not an option), these scientists were…
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Overview A credit report contains private information collected and maintained by credit reporting agencies. According to fair credit reporting laws, only people or organizations you authorize can legally access your credit report. Despite this law, in 2009, 11.1 million adults…
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Overview It is common for parents to feel concerned that their baby is not eating enough or gaining enough weight during infancy. Although every baby is different and has different needs, the health care experts at the Medline Plus and…
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Overview If you have a less-than-stellar credit report, you can take action to clear up negative items on it. Late payments, defaulted accounts and credit inquiries can affect your ability to obtain approval for new lines of credit or loans….
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Overview Daycare provides parents with a place for their children to reside while they work or attend school. The selection of child care is one of the most important choices a parent makes. It is imperative to find a situation…
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1. Safety First To avoid impact injuries in kayaking, wear safety equipment. All kayakers must wear a helmet. The helmet must fit snugly on your head, and you should adjust the chin straps in place. Any questions about fit and…
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Late nights at the office, mysterious telephone calls and suspicious expenditures can be signs that your girlfriend is cheating on you. Cheaters may not admit to infidelity if confronted, leaving you feeling confused and angry. Looking for the signs of…
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Each year in the United States, consumers throw away over 250 million used tires, according to the Rubber Manufacturers Association. With an estimated rate of decomposition of 80 years in a landfill, tires could present an enormous disposal problem if…
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The stock market is a widely accepted entity where people can invest money for any purpose. Long-term, short-term and retirement investments are put to work in the stock market. There are different types of accounts available to those who invest…
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The practice of water conservation is essential in all parts of the country, even where a shortage seems unlikely or even impossible. Conserving water saves money on your monthly water bill and also helps prevent air and water pollution. By…
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Overview Although most banking functions traditionally have been performed by bank tellers, more people are taking advantage of the convenience and availability of automated teller machines (ATMs). Both bank tellers and ATMs offer certain advantages and disadvantages, and how you…
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Overview A rollover IRA is an individual retirement account that has previously received funds from another qualified plan, such as a 401k plan or another IRA. Like a rollover IRA, a Roth IRA is a long-term, tax-advantaged savings account, but…
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Your communication skills can help you succeed at work, make lasting friendships and have a healthy romantic relationship. Without good communication skills, you might lose out on a great job after a poor interview and not get a second date…
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For many women, finding the right man can seem like an impossible task. It can be even more difficult when you don’t have easy venues for meeting men, such as college or the workplace. But being unable to find available…
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1. A Cardiotonic Derived From a Plant Digoxin is a cadriotonic obtained from the leaves of the Digitalis ianata plant. It has a rapid reaction and elimination time, and it works by increasing the strength of the heart’s contractions and…
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Overview Federal law prohibits a debt collector from communicating or threatening to communicate false credit information. This prohibition also includes the failure to communicate information that a debt is disputed. These and other prohibited debt collection practices are part of…
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Overview Investing in an Individual Retirement Account, or IRA, is a tax-free retirement planning option. Five types of IRAs include two you can participate in through your employer and three you can set up on your own. Simplified employee pension…
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Overview Life insurance, something people rarely want to talk about, helps protect the financial future of those you leave behind. If you were to die today would your family have enough money to pay off the mortgage? Would your spouse…
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Overview If you plan on financing a major purchase within the next few years, your credit score will play a big role in the amount of interest you’ll pay. Your credit score is a snapshot of how effectively you have…
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Overview If someone has defaulted on a loan or lease made by you or your business, you may choose to report that delinquency to one or more of the three major credit bureaus — Equifax, Experian or TransUnion. Each bureau…
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Consumers who want to do their part to help the environment often choose to participate in recycling programs. Unfortunately, many consumers don’t have a clear idea regarding what is and is not recyclable. They put non-recyclable items in with recyclable…
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Overview Your credit history determines your ability to borrow money for major purchases, such as a house or a car, and to get credit cards; it also can determine whether you have to pay an additional deposit for things like…
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Overview If you fail to pay a creditor on time, that creditor has the right to turn your debt over to a collection agency. Some collection agencies report to the credit bureaus–causing the debt to appear on your credit report…
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Dreaded love handles seem so easy to come by and yet so hard to get rid of. Significant repetitions of the classic crunch are not going to make them go away. In fact, if you want to tone your abdominal…
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Cheating is a result of inattention of one or both partners, along with self-centered and sometimes self-destructive behaviors. Ann Smith, Executive Director of Breakthrough at Caron, an adult therapy program, reports in a “Psychology Today” article that when one partner…
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Overview History tells a story of things that occurred in the past. You can read about it, learn from it and use it to make tomorrow better. Every person and event, including personal and business credit, has one. The story…
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One of the realities of modern life is that people are busy. This leads to a reduction in time available for activities such as working out to stay fit. In order to overcome this, you need to find quick, simple…
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Overview Secondary health insurance coverage is often the case when both spouses work and are provided with group health insurance as part of their employee benefits package. For families who may who have high medical bills, being covered under more…
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In the quest for a peaceful, sleep-filled night, some new parents turn to pacifiers for help; others don’t. Whether you’ve never used a pacifier for your baby or you’ve used one religiously and just recently made the decision to take…
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