Lifestyle

Overview A fixed annuity is an investment product created and issued by insurance companies. In exchange for a deposit, investors receive fixed, scheduled interest payments. The duration of the payments is determined by the type of fixed annuity. Some annuities…
Read more

Overview Although it may be impossible to pin down exactly the essence of marriage and why people choose to get married, there are two contexts in which marriage fraud is clearly important. Fraud in the inducement to marriage is grounds…
Read more

Overview A significant majority of states in the United States permit you to file a legal separation, according to the American Bar Association Section of Family Law. In some jurisdictions, this type of legal action is called separate maintenance. A…
Read more

Overview Negative credit information can lower your credit score and affect your ability to be approved for new lines of credit and loans. Negative items may include defaulted loans, late payments made on accounts or credit cards that have reached…
Read more

Various methods of resolving conflict often rely on the personality of the parties involved. According to Applied Strategies International, there are a number of different management styles that lend themselves to various methods of handling conflicts. While no one solution…
Read more

If you have a swimming pool, it is important to meet the safety requirements to ensure that accidents do not occur. According to the U.S. Consumer Product Safety Commission, each year about 260 children under the age of 5 drown…
Read more

Overview The compact fluorescent light, or CFL, gives essentially the same amount of light as an equivalent incandescent bulb, but it uses much less electricity. This reduces the amount of fossil fuel that utilities have to burn to produce electricity,…
Read more

Overview If you have too many credit inquiries, it may adversely affect your credit score by giving the impression you are desperate for credit and possibly in financial trouble. According to the Fair Credit Reporting Act, credit inquires must be…
Read more

A Chapter 7 bankruptcy generally erases all of your outstanding debt, particularly credit card debt, and prevents your creditors from calling or otherwise pursuing you in an attempt to collect the debt. When you file, you must list all your…
Read more

Overview The Infidelity Facts website states that up to 41 percent of spouses who cheat actually admit to their affair. The other percentage doesn’t get caught and they continue to lie to their spouses about sleeping with someone else. Everyone…
Read more

Computers, both laptops and desktops, are among the biggest segment of consumer electronics sold according to the eTForecasts. As the number of computers sold grows so does the need to responsibly dispose of them. The Environmental Protection Agency, or EPA,…
Read more

Although a trip to the divorce court is the last thing on anybody’s mind when they walk down the aisle to say, “I do,” that’s exactly where many marriages will eventually end up. There is no way to change the…
Read more

Overview In terms of the securities markets, debt is an instrument such as a bond that represents a loan investors have made to a company or government. In exchange for the money, the issuer of the debt promises to repay…
Read more

People tend to experience many of the same emotions when grieving a death. Psychiatrist Elisabeth Kubler-Ross identified five key emotional grieving stages that people tend to experience. Although not everyone goes through each stage in exactly the same order, or…
Read more

Safety is the primary reason it is law in every U.S. state for children under four years old to ride in a car seat while in an automobile. Many states also require a booster seat for older children as well….
Read more

Plastic is one of the most common household items found in landfills, accounting for about 12 percent of the weight in the waste stream, according to the Environmental Protection Agency. Many consumer products are made from plastic, ranging from soda…
Read more

1. Anti-Inflammatory and Anti-Irritant Drugs In addition to traditional anti-inflammatories and antihistamines that you can find over the counter at most major pharmacies, you can also discover unique, newly engineered tinctures and ointments that simultaneously fight swelling and relieve irritation…
Read more

On average, a person sleeps about one-third of his life. With so much time spent in bed, a healthy mattress makes a sound investment. Many household items including standard mattresses are full of chemicals and toxins that pollute the air…
Read more

Good communication in a marriage not only allows both sides to express desires and concerns, but also builds trust and a solid foundation for the relationship, according to the Help Guide website. Whether you want to improve your everyday communication…
Read more

Overview Misinformation and incorrect reports can clutter your credit file and impact your ability to obtain new financing. Some listings on your file may be placed in error due to misreporting by your creditors, and some can result from identity…
Read more

1. Control Environmental Factors Believe it or not, simply by increasing your intake of water and reducing your exposure to dry air, you can potentially substantially reduce the severity and duration of HIV-related face rashes. Avoid hot tubs, dry climates…
Read more

Overview If you have negative items on your credit report, you probably want to get rid of them as quickly as possible. Negative information can make it difficult for you to obtain new loans or lines of credit. Before you…
Read more

1. Determine the Cause of the Rash, if Possible Different allergy rashes require vastly different modes of treatment. For a rash caused by something as simple as poison sumac, for instance, a simple treatment of hydrocortisone, antihistamines, keeping the rash…
Read more

An annulment is a court decree stating that a valid marriage never existed between two parties who went through a marriage ceremony. Annulments are typically granted only if there has been a mistake or deception between the parties–for instance, if…
Read more

Plastic is such a widely used material, its manufacture uses 4 percent of the total energy consumed in the U.S. every year and takes up 12 percent of our landfill space, according to the Environmental Protection Agency. Any time you…
Read more

Overview Children grieve death, divorce of their parents, moving to a new home, a debilitating injury, even a lost favorite toy. Joy and Dr. Marvin Johnson, cofounders of the bereavement resource center Centering Corporation, and authors of “Children Grieve, Too,”…
Read more

The Journal of the American Medical Association recognizes that for every person that dies yearly in the United States, an estimated five people are connected to that person and grieve the loss. Grief is a natural reaction to loss that…
Read more

Overview Rolling walkers provide enhanced mobility and stability for people who have difficulty walking. Injuries resulting from an accidental fall can be especially dangerous for older adults, so it’s important to choose a walker that meets your specific needs, use…
Read more

Every year the United States emits an estimated 1.2 billion tons of greenhouse-gas emissions into the atmosphere from powering U.S. homes, reports the U.S. Department of Energy. Do your part to reduce your carbon footprint, and you will save money…
Read more

Solar power is one of the cleanest sources of power. It utilizes the sun’s rays and absorbs them into panels, where the light is converted into energy that can power cars, homes and other requirements. Solar panels have some disadvantages,…
Read more